@import url('https://fonts.googleapis.com/css2?family=Fraunces:opsz,wght@9..144,400;9..144,600;9..144,700&family=DM+Sans:wght@400;500;700&display=swap');

:root {
  --ink: #15171A;
  --navy: #1A365D;
  --navy-mid: #24477A;
  --paper: #F6F4EF;
  --gold: #D4A574;
  --gold-deep: #9A703F;
  --slate: #2D3748;
  --line: #E2DCD2;
}

* { box-sizing: border-box; }

html, body {
  margin: 0; padding: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: 'DM Sans', ui-sans-serif, system-ui, sans-serif;
  line-height: 1.65;
}

header.site { background: var(--navy); padding: 28px 24px; }
header.site .wrap {
  max-width: 760px; margin: 0 auto;
  display: flex; align-items: baseline; justify-content: space-between; gap: 16px;
}
header.site a.brand {
  font-family: 'Fraunces', serif; font-weight: 600; font-size: 22px;
  color: var(--paper); text-decoration: none; letter-spacing: -0.01em;
}
header.site nav a {
  color: #BED0E6; text-decoration: none; font-size: 14px;
  margin-left: 20px; letter-spacing: 0.02em;
}
header.site nav a:hover { color: var(--paper); }

main { max-width: 760px; margin: 0 auto; padding: 56px 24px 96px; }
main h1 {
  font-family: 'Fraunces', serif; font-weight: 600; font-size: 42px;
  line-height: 1.15; color: var(--navy); margin: 0 0 8px;
}
main .effective {
  color: var(--gold-deep); font-size: 14px; letter-spacing: 0.04em;
  text-transform: uppercase; margin: 0 0 40px;
}
main h2 {
  font-family: 'Fraunces', serif; font-weight: 600; font-size: 24px;
  color: var(--navy); margin: 44px 0 12px;
}
main h3 { font-size: 17px; font-weight: 700; color: var(--ink); margin: 24px 0 8px; }
main p, main li { font-size: 16px; color: var(--slate); }
main ul, main ol { padding-left: 22px; }
main li { margin-bottom: 8px; }
main a { color: var(--gold-deep); }
main strong { color: var(--ink); }

hr.rule { border: none; border-top: 1px solid var(--line); margin: 48px 0; }

.contact-box {
  background: #FFFFFF; border: 1px solid var(--line);
  border-radius: 10px; padding: 20px 24px; margin-top: 8px;
}

footer.site { border-top: 1px solid var(--line); padding: 28px 24px 60px; text-align: center; }
footer.site p { max-width: 760px; margin: 0 auto; font-size: 13px; color: #76797F; }
footer.site a { color: var(--gold-deep); text-decoration: none; }

.index-links { display: flex; flex-direction: column; gap: 14px; margin-top: 36px; }
.index-links a {
  display: block; background: #FFFFFF; border: 1px solid var(--line);
  border-radius: 10px; padding: 20px 24px; color: var(--navy);
  text-decoration: none; font-family: 'Fraunces', serif; font-size: 20px; font-weight: 600;
}
.index-links a:hover { border-color: var(--gold); }